Young Family

HEALTH INSURANCE

ACA (OBAMACARE)

  • Government subsidized insurance: premiums are based on income

  • Pre-existing Conditions covered day 1

  • Unrealistic for most small business owners

SHORT TERM

  • Must be healthy to qualify

  • Coverage is temporary - must re-qualify after each term

  • More affordable than ACA

HEALTH SHARING

  • Faith based cost-sharing groups.

  • Applicants do not need to medically qualify

  • These are not insurance, but an affordable alternative

INDEMNITY

  • Must be healthy to qualify 

  • Permanent until age 65

  • No deductibles - pays defined benefits

  • Most Popular in Today's Market